A Practical Statistical Method of Estimating Claims Liability and Claims Cash Flow
نویسندگان
چکیده
منابع مشابه
estimating claims reserves using ibnr reserves
شرکت های بیمه در قبال بیمه گذاران متعهد می شوند که به ازای دریافت حق بیمه، خسارت وارده به بیمه گذاران را جبران نمایند. بنابراین بیمه گر همیشه مبالغی را بر عهده دارد که متعلق به بیمه گذاران است و مربوط به تعهدات آینده می باشد. این مبالغ را ذخایر فنی یا technical reserves گویند. بیمه گر موظف است در پایان سال مالی، هنگام بستن حساب ها، ذخایر فنی را محاسبه و نگهداری کند. پس از وقوع خسارت، بیمه گذار ...
Tort Liability Litigation Costs for Commercial Claims
This article analyzes tort liability litigation costs using the Texas Department of Insurance Commercial Liability Insurance Closed Claim database for the years 1988–2004. Insurer costs to defend claims in which a suit was filed average $35,000 per claim in 2004$, which corresponds to a share of 0.18 of total expenditures. Claims with higher stakes and complexity lead to greater reliance on out...
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BACKGROUND Obstetrics carries high medical liability risk. Maternal death and newborn death/brain damage were the most common complications in obstetric anesthesia malpractice claims before 1990. As the liability profile may have changed over the past two decades, the authors reviewed recent obstetric claims in the American Society of Anesthesiologists Closed Claims database. METHODS Obstetri...
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BACKGROUND Respiratory complications were associated with half of pediatric malpractice claims from the 1970s to 1980s in the ASA Closed Claims Database. Advances in pediatric anesthesia practice have occurred in the 1980s and 1990s and may be reflected in liability trends. METHODS We reviewed 532 pediatric (age < or =16 yr) malpractice claims from our database over three decades (1973-2000),...
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Unemployment insurance is one of the most popular insurance types in the modern world. The Social Security Organization is responsible for checking the unemployment benefits of individuals supported by unemployment insurance. Hand-crafted evaluation of unemployment claims requires a big deal of time and money. Data mining and machine learning as two efficient tools for data analysis can assist ...
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ژورنال
عنوان ژورنال: ASTIN Bulletin
سال: 1974
ISSN: 0515-0361,1783-1350
DOI: 10.1017/s0515036100009156